When was the last time you have looked at your expenses this month? How much are you saving per year? Do you pay all your bills and debts on time? Do you have investments years ago that you have forgotten about? The new year can be a good time to reflect on how you are doing with your finances and to see if it has turned cold in some way. If it has, then maybe it is time to reignite your passion about handling your finances well. This is my story on how I regained my passion on personal finance after almost a decade.
After I graduated from university in 2005 I immediately found a job at a software company for printer hardware. I chose this job because it paid well relative to the other job opportunities I had. When I received my first paycheck, it felt very weird as it was my first time handling a “huge” amount of money. As with most people during college, I constantly lack money and sometimes had to borrow from friends to get by, so a month’s paycheck looked a lot of money for me then. Not knowing better I then proceeded to find a way to lose all that money again by spending and giving it away, probably because I was not used to having money before. This continued on for months.