The Mirage of “Free Time”

The Mirage of “Free Time”

I consider myself an introvert. As an introvert, I am supposed to be “recharged” when I am alone. So when I was given a chance to be at home alone for a week, I was excited. Finally, one whole week of me having my own time and being able to do the things I wanted to do!, I said to myself.

I thought of the things that I can do for the week, I can:

  • write articles for my blog
  • play the ukulele again
  • work on my side project
  • clean the house more thoroughly

And so at the start of the week I was excited at all those things on my mind. However, I still have a day job and so all of these plans needed to go before and/or after my work hours. read more

Reignite Your Finance

When was the last time you have looked at your expenses this month? How much are you saving per year? Do you pay all your bills and debts on time? Do you have investments years ago that you have forgotten about? The new year can be a good time to reflect on how you are doing with your finances and to see if it has turned cold in some way. If it has, then maybe it is time to reignite your passion about handling your finances well. This is my story on how I regained my passion on personal finance after almost a decade. read more

2016 Year In Review

2016 will be over in less than an hour, and as we all welcome the year 2017, here are some of the things I have learned in the past year as well as adjustments that I need to make in the coming new year.


In the middle of the year my father had a serious illness which required hospitalization for several weeks. My mother did her best to take care of him physically while me and my siblings took care of the finances. In the end it was well worth it as my father recovered and is doing well.

My daughter is also growing up very fast. Last year my body aches due to carrying her multiple times a day, but now she prefers walking by herself and no longer wants to be carried that often. I knew it was all cliche back then but they really do grow up so fast. read more



We are not immune to hardships and struggles. Just a few weeks ago my father was rushed to the hospital due to liver problems complicated by his long history of diabetes. It was a hard time for our family, resulting in stress and worry, as well as a hard time financially since we need to provide the best medical care available to ensure the recovery of my father.

With prayers from family members and friends, my father was discharged in the hospital after 3 weeks of confinement. Recent laboratory tests show that his liver has recovered and is now on his way to full recovery. This experience led me to reflect the following and made me share the effects of the event to my own life. read more