“Nini Ke”

“Nini Ke”

Mommy, Daddy has a new car“, my daughter said as the new car went in our garage. Our old green car, a 2000 model Ford sedan, was left outside the gate as we only have the space for one car.

When my daughter was only learning to speak, her word for green was “nini” and her word for car is “ke“. So she calls our green car “nini ke“. Continue Reading

Time Letter

Time Letter

Taking a quick rest in my bed one evening, I suddenly remembered about my time letter. Back in 2008 I decided to write a letter to myself that I intend to open ten years later. I quickly searched for the letter in my computer, and opened it for the first time in a decade.

July 13, 2008 Continue Reading

Mr. Productivity

Mr. Productivity

I pride myself on being conscious about my time (or at least I like to think I am). I set up a daily routine in the morning when I read my devotionals, do my personal projects, and write something in this blog. I have written posts about time management like “Consistency Beats Intensity” and “How to gain extra time“. I listen to podcasts and audiobooks daily, and give my best to my work every day. I might even like to call myself Mr. Productivity.

I don’t like it when something happens in the day that ruins my routine. Some days there is something that needs to be done, or something unexpected that needs to be fixed and cleaned and it disrupts my schedule. I am also uncomfortable when I feel like I am not doing anything useful, like just lying down to rest or sitting somewhere to talk. Continue Reading

Reignite Your Finance

When was the last time you have looked at your expenses this month? How much are you saving per year? Do you pay all your bills and debts on time? Do you have investments years ago that you have forgotten about? The new year can be a good time to reflect on how you are doing with your finances and to see if it has turned cold in some way. If it has, then maybe it is time to reignite your passion about handling your finances well. This is my story on how I regained my passion on personal finance after almost a decade.

After I graduated from university in 2005 I immediately found a job at a software company for printer hardware. I chose this job because it paid well relative to the other job opportunities I had. When I received my first paycheck, it felt very weird as it was my first time handling a “huge” amount of money. As with most people during college, I constantly lack money and sometimes had to borrow from friends to get by, so a month’s paycheck looked a lot of money for me then. Not knowing better I then proceeded to find a way to lose all that money again by spending and giving it away, probably because I was not used to having money before. This continued on for months. Continue Reading